Puppy First-Year Cost Calculator

A puppy is a wonderful commitment — and an honest one. Use this calculator to estimate the real first-year cost of owning a working cocker spaniel, and a rough ongoing yearly figure.

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Figures are UK estimates for 2026 and will vary by location and your choices. Adjust any number to match your plans.

First-Year Costs

Typical range: £800–£2000

Typical range: £60–£120

Typical range: £10–£25

Typical range: £150–£300

Typical range: £300–£600

Typical range: £180–£400

Typical range: £40–£100

Typical range: £100–£250

Typical range: £50–£200

Typical range: £50–£150

Typical range: £30–£100

Typical range: £0–£500

Total First-Year Cost£2770

Estimated Annual Ongoing Cost

Food£400
Insurance£240
Routine vet care£100
Grooming£80
Sundries (toys, treats, etc.)£100
Total Per Year£920

Frequently Asked Questions

How much does a working cocker spaniel cost per year?

After the first year, expect £800–£1,200 annually for food, insurance, routine vet care, grooming, and sundries. This varies by location and your choices.

What's included when I buy a Moorsbarrow puppy?

Our puppies come microchipped, with initial health checks, and a puppy pack. See our Puppy Info page for full details.

Is pet insurance worth it for a cocker?

Yes — working cockers are active and can be prone to injuries. Insurance covers unexpected vet bills. Get cover early before any conditions develop.

What ongoing costs should I budget for?

Food, insurance, annual boosters/worming, grooming (if professional), and replacement equipment. Set aside a contingency fund for unexpected vet visits.

Last updated: June 2026